2018 Plan Rates

2018 Plan Rates

Find the 2018 rate charts for each plan below.


Health Plan Rates

Faculty and Staff - Monthly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice Health Plan (Blue Cross Blue Shield) MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $203 $223 $164
Employee + Spouse (or Domestic Partner) $489 $531 $406
Employee + Child(ren) $418 $454 $347
Family $644 $702 $530

Support and Service - Weekly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice Health Plan
(Blue Cross Blue Shield)
MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $44.54 $49.15 $35.54
Employee + Spouse (or Domestic Partner) $107.08 $116.77 $87.92
Employee + Child(ren) $94.15 $102.46 $77.77
Family $142.85 $156.23 $116.54

Postdoctoral Fellows - Monthly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield) MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $663 $683 $637
Employee + Spouse (or Domestic Partner) $1,392 $1,434 $1,337
Employee + Child(ren) $1,193 $1,229 $1,146
Family $1,923 $1,981 $1,846

If you are a Postdoctoral Fellow, you may be eligible to enroll in the MIT Affiliate Health Plan.

Dental Plan Rates as of January 1, 2018

Coverage Tier MIT Basic Dental Plan MIT Comprehensive Dental Plan
  Faculty/
Staff Monthly Rate
Support/
Service Weekly Rate
Postdoctoral Fellow Monthly Rate Faculty/
Staff Monthly Rate
Support/
Service Weekly Rate
Postdoctoral Fellow Monthly Rate
Employee $6 $1.38 $37 $21 $4.85 $52
Employee + Spouse (or Domestic Partner) $20 $4.62 $68 $59 $13.62 $107
Employee + Child(ren) $20 $4.62 $68 $59 $13.62 $107
Family $31 $7.15 $102 $90 $20.77 $161

Vision Plan Rates as of January 1, 2018

  Faculty/Staff Monthly Rate Support/Service Weekly Rate Postdoctoral Fellow Monthly Rate
Employee $5.78 $1.33 $5.78
Employee + Spouse (or Domestic Partner) $10.99 $2.54 $10.99
Employee + Child(ren) $11.56 $2.67 $11.56
Family $16.99 $3.92 $16.99

Supplemental Life Insurance Rates as of January 1, 2018

Supplemental Life Insurance Rates
Age on January 1 Monthly Cost per $1,000 of Coverage
Under age 30 $0.030
Age 30-39 $0.039
Age 40-44 $0.049
Age 45-49 $0.097
Age 50-54 $0.146
Age 55-59 $0.233
Age 60-64 $0.323
Age 65-69 $0.565
Age 70-74 $0.900
Age 75-79 $1.365
Age 80+ $2.060

Dependent Life Insurance Rates (Spouse or Domestic Partner) as of January 1, 2018

Dependent Life Insurance Rates
Your age as of July 1 following your birthday Monthly cost per $1,000 of coverage
less than 25 $0.034
25 to 29 $0.043
30 to 34 $0.060
35 to 39 $0.069
40 to 44 $0.086
45 to 49 $0.121
50 to 54 $0.198
55 to 59 $0.344
60 to 64 $0.568
65 to 69 $1.025
70 or older $1.654

Dependent Life Insurance Rate (Children) as of January 1, 2018

Dependent Life Insurance Rate (Children)
Monthly cost per child is $1.19
The coverage amount per child is $10,000 age 6 months to age 26 ($100 from 15 days to age 6 months).

 FSA Limits

Flexible Spending Account (FSA) 2018 Limits
  Annual minimum Annual maximum
Health Care FSA  $104  $2,600
Dependent Care FSA  $104  $5,000

Learn more about Flexible Spending Accounts.