2015 Plan Rates

2015 Plan Rates

Find the 2015 rate charts for each plan below. 

Looking for plan details? See the 2015 summary of benefits for each plan.

Retiree Rates


Health Plan Rates

Faculty and Staff - Monthly Health Plan Rates as of January 1, 2015

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield)
Employee $194 $214
Employee + Spouse (or Domestic Partner) $467 $509
Employee + Child(ren) $400 $436
Family $616 $674

Support and Service - Weekly Health Plan Rates as of January 1, 2015

Coverage Tier MIT Traditional Health Plan MIT Choice
(Blue Cross Blue Shield)
Employee $41.66 $46.19
Employee + Spouse (or Domestic Partner) $100.08 $109.58
Employee + Child(ren) $88.30 $96.45
Family $133.81 $146.94

Postdoctoral Fellows - Monthly Health Plan Rates as of January 1, 2015

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield)
Employee $646 $666
Employee + Spouse (or Domestic Partner) $1,357 $1,399
Employee + Child(ren) $1,163 $1,199
Family $1,873 $1,931

Dental Plan Rates as of January 1, 2015

Coverage Tier MIT Basic Dental Plan MIT Comprehensive Dental Plan
  Faculty/
Staff Monthly Rate
Support/
Service Weekly Rate
Postdoctoral Fellow Monthly Rate Faculty/
Staff Monthly Rate
Support/
Service Weekly Rate
Postdoctoral Fellow Monthly Rate
Employee $5 $1.13 $34 $17 $3.85 $46
Employee + Spouse (or Domestic Partner) $19 $4.30 $62 $54 $12.23 $97
Employee + Child(ren) $19 $4.30 $62 $54 $12.23 $97
Family $28 $6.34 $93 $80 $18.11 $145

Vision Plan Rates as of January 1, 2015

  Faculty/Staff Monthly Rate Support/Service Weekly Rate Postdoctoral Fellow Monthly Rate
Employee $5.78 $1.31 $5.78
Employee + Spouse (or Domestic Partner) $10.99 $2.49 $10.99
Employee + Child(ren) $11.56 $2.62 $11.56
Family $16.99 $3.85 $16.99

Supplemental Life Insurance Rates as of January 1, 2015

2015 Supplemental Life Insurance Rates
Age on January 1 Monthly Cost per $1,000 of Coverage
Under age 30 $0.030
Age 30-39 $0.039
Age 40-44 $0.049
Age 45-49 $0.097
Age 50-54 $0.146
Age 55-59 $0.233
Age 60-64 $0.323
Age 65-69 $0.565
Age 70-74 $0.900
Age 75-79 $1.365
Age 80+ $2.060

Dependent Life Insurance Rates (Spouse or Domestic Partner) as of January 1, 2015

2015 Dependent Life Insurance Rates
Your age as of July 1 following your birthday Monthly cost per $1,000 of coverage
less than 25 $0.034
25 to 29 $0.043
30 to 34 $0.060
35 to 39 $0.069
40 to 44 $0.086
45 to 49 $0.121
50 to 54 $0.198
55 to 59 $0.344
60 to 64 $0.568
65 to 69 $1.025
70 or older $1.654

2015 Dependent Life Insurance Rate (Children) as of January 1, 2015

Dependent Life Insurance Rate (Children)
Monthly cost per child is $1.19
The coverage amount per child is $10,000 age 6 months to age 25 ($100 under age 6 months).

 FSA Limits

Flexible Spending Account (FSA) 2015 Limits
  Annual minimum Annual maximum
Health Care FSA  $104  $2,500
Dependent Care FSA  $104  $5,000

Retiree Rates

Retirees Age 65 and Older - 2015 Monthly Rates

Plan Name Monthly Premium (Individual Coverage)
Medex $390
Tufts Medicare Preferred $350
Managed Blue for Seniors $390
Tufts Medicare Complement $411

Retirees Under Age 65 - 2015 Monthly Rates

Health Plan Individual Family
MIT Traditional Health Plan $646 $1,679.60
MIT Choice Plan $666 $1,731.60
Blue Care Elect Preferred (PPO) $696 $1,809.60

2015 Grandfathered Retiree Medical Rates

Plan Name Full Premium MIT Pays Member Pays
Medex $390 $390 $0
Tufts Medicare Preferred HMO $350 $350 $0
Managed Blue for Seniors $390 $390 $0
Tufts Medicare Complement $411 $390 $21

2015 Retiree Dental Rates

  Monthly premium
Retiree $77.17
Retiree + Spouse (or Domestic Partner) $149.72
Family $258.58