MIT offers two dental plan options that pay all or a portion of the expenses for many necessary dental procedures and supplies. To receive benefits under MIT's dental plan, your dentist must be a part of the Delta Dental of MA network
You are eligible for dental plan coverage if you are paid by MIT, are appointed to work at MIT for at least nine months, and work at least 50% of the normal full-time work schedule. MORE
MIT offers two distinct dental plans through Delta Dental Plan of Massachusetts.
Compare dental plan rates and options to determine which plan works best for you.
When you select an MIT Dental Plan, you will also choose who will be covered by your plan.
All the plan provisions are subject to the terms of your collective bargaining agreement.
Your costs for services under MIT's dental plans are lower when you visit a dentist who participates in the plan's network. Participating dentists
If you visit a nonparticipating dentist, the plan generally pays only 80% of the amount that would be covered when visiting a participating dentist. Find participating dentists.
Sign up when you begin work at MIT
Use Atlas to enroll in a dental plan within 31 days of your date of hire or appointment—or within 31 days of the date you receive your official Welcome Letter, whichever is later. When enrolling a spouse or dependent(s) in dental plan coverage, you must provide appropriate documentation (e.g., a marriage license or birth certificate) to the Benefits Office.
When you make your benefit elections as a new employee, you also have the opportunity to enroll eligible dependents in MIT’s dental plan. You will need to provide proof of eligibility when you add dependents to your benefits coverage. This process is simple and straightforward. Shortly after you enroll a dependent in your benefits, you will receive a letter at your home address from the Benefits Office. This letter will ask you to submit specific documents demonstrating that your newly enrolled dependent(s) are eligible to receive benefits coverage under MIT's dental plan and will explain how to do so. The types of acceptable documents vary depending on your relationship to your dependent. A list of examples of required documentation (PDF) is available.
Sign up during Open Enrollment
If you do not return your enrollment form within this 31-day period, you must wait until the next annual Open Enrollment period, which takes place in the fall.
Enroll as a result of a life event
If you experience a change in your life that has an impact on your benefits, you can enroll outside the Open Enrollment period. Learn more.
To cancel or make a change to your MIT Dental Plan coverage, use Atlas during the annual Open Enrollment period.
If you experience a change in your life—marriage, partner's job loss, disability, new baby, change in Medicaid status or insurance coverage—you can make changes to your dental care benefits outside the annual Open Enrollment period.
When you make a change because of a qualifying life event
Find out which life events qualify you to make changes to your benefits—and the time frame for making those changes.
Most of the benefits plans offered through MIT are paid with pre-tax dollars. In exchange for this tax advantage, you are prohibited from enrolling in, canceling, or making changes to those plans outside the annual Open Enrollment period, unless you experience a qualifying change in your work or family life.