How to Enroll in an MIT Health Care FSA

How to Enroll in an MIT Health Care FSA

You can enroll in a Health Care FSA when you begin work at MIT, during Open Enrollment, or as a result of a life event.

Sign up when you begin work at MIT. Use Atlas to sign up for a Health Care FSA within 31 days of your date of hire or appointment—or within 31 days of the date you receive your official Welcome Letter, whichever is later.

Sign up during Open Enrollment. If you do not enroll within this 31-day period, you must wait until the next annual Open Enrollment period, which takes place in the fall. Your account will then take effect on the following January 1.

Enroll as a result of a life event. If you experience a change in your life that has an impact on your benefits, you can enroll outside the Open Enrollment period.

Enrollment Choices

  • Begin your MIT Health Care FSA coverage as of your date of hire or on the first day of the month following the date on which you complete your enrollment.
  • Choose the amount you want to contribute to the account from your pay each pay period.

You must re-enroll annually

Unlike other MIT benefits, you must re-enroll in your MIT Health Care FSA each year during Open Enrollment, if you want to continue to participate.

How to re-enroll or make changes

To re-enroll, cancel, or make a change to your MIT Health Care FSA, you must submit a completed Health Care Flexible Spending Account Enrollment/Change Form (below) to the MIT Benefits Office during the annual Open Enrollment period or within 31 days of an eligible life event.

If you experience a change in your life—marriage, partner's job loss, disability, new baby, change in Medicaid status or insurance coverage—you can make changes to your health care benefits outside the Open Enrollment period.

When you make a change because of a qualifying life event

  • your change must be consistent with your life event (such as adding coverage for a new spouse)
  • you must return the Health Care Flexible Spending Account Enrollment/Change Form (below) to the MIT Benefits Office within the specified period
  • your change will be effective on the date of the qualifying event
  • you must provide appropriate documentation (e.g., a marriage license or birth certificate)

Find out which life events qualify you to make changes to your benefits—and the time frame for making those changes.

Why the period for making changes is limited

Most of the benefits plans offered through MIT are paid with pre-tax dollars. In exchange for this tax advantage, you are prohibited from enrolling in, canceling, or making changes to those plans outside the annual Open Enrollment period, unless you experience a qualifying change in your work or family life.