Health Plan Options for Retirees and Subscribers Under the Age of 65
What You Should Know
- No copayments for some preventive care services as long as those services are provided by a preferred provider. (See below.)
- Copayments for some outpatient services are $25.
- There is a $100 copayment for each visit to the emergency room (waived if admitted or for observation stay and regardless of whether you are in or out-of network).
- There is a $50 copayment for high-tech imaging services received by a preferred provider.
This a nationwide plan designed to give you the highest level of benefits when you obtain services from preferred providers. These are called your "in-network" benefits. You can also obtain covered services from non-preferred providers, but your out-of-pocket costs are higher. These are called your "out-of-network" benefits.
For more information regarding how the Blue Care Elect Preferred (PPO) Plan works, refer to the Summary of Benefits (below).
Retirees Under Age 65 - 2017 Monthly Rates
|MIT Traditional Health Plan||$663||$1,723.80|
|MIT Choice Plan||$683||$1,775.80|
|Blue Care Elect Preferred (PPO)||$713||$1,853.80|