Open Enrollment
Open Enrollment is an annual event when you can make changes to your benefits plans. It usually takes place in the fall and lasts for two weeks.
Open Enrollment is a good time to review all your MIT benefits to make sure they are serving your needs. This is also an opportunity to evaluate the costs of programs and identify ways to save.
About Open Enrollment
During Open Enrollment, you can:
- Enroll in new benefits or change medical, dental, vision, and supplemental life insurance coverage
- Enroll or re-enroll in a Health Care and/or Dependent Care Flexible Spending Account
- Add additional eligible dependents to coverage (up to age 25, unless disabled) or discontinue coverage for current dependents
Open Enrollment Newsletter
Refer to the 2010 Open Enrollment Newsletter for health and dental plan rates for 2010, an updated health care comparison chart, and more.
More 2010 Information
Refer to the pages below for 2010 details on supplemental life insurance, the vision plan and more.
- Open Enrollment Benefits Fairs
- Open Enrollment FAQ
- 2010 Supplemental Life Insurance
- 2010 Vision Plan
- Wellness at MIT
Update on Tufts Health Plan
Due to declining enrollment and rising plan costs, we will no longer offer Tufts Health Plan to new enrollments beginning with 2010 Open Enrollment. Nearly all the providers who participate in the Tufts network also participate in the Blue Cross network, so we will phase out Tufts over the next year.
Employees who are currently enrolled in the Tufts Health Plan may remain in the plan for 2010. If you experience a qualifying event, you may add or terminate dependents.
See an FAQ for employees currently enrolled in the Tufts Health Plan (PDF).
Consider Using a Preferred Provider
For high-tech imaging services, consider using facilities such as Shields MRI or Coolidge Corner Imaging instead of a hospital. The cost at one of these facilities is generally one third less for MIT than the same service at a hospital.
The high-tech imaging co-pay will be waived for members of the MIT Medical Traditional or Flexible Plans with a referral from your MIT clinician.
Check with your primary care physician or specialist for a referral to one of these providers. Access Blue New England participants can refer themselves.
Cap On Co-Pays
In 2010, most co-pays for office visits will increase and a co-pay will be added for diagnostic radiology (e.g., CAT scans, MRIs, etc.). There is a cap on the amount you are required to pay annually for co-pays: $200 per person for diagnostic radiology for MIT Traditional Plan, MIT Flexible Plan (In-network only), Access Blue New England, Blue Care Elect (In-network only), and $1,000 per person for office visits for Access Blue New England and Blue Care Elect (In-network only).
