EMPLOYEE BENEFITS

Overview

What happens when you get married? What happens when you adopt or have a child? What happens when your dependent child no longer needs/is eligible for coverage? What happens when you begin a leave of absence or a sabbatical? Domestic Partner (Spousal Equivalent)

Preparing to Retire Terminating Employment COBRA

Changes in Your Status Overview

Many of the health and welfare benefit plans offered through MIT are paid with pre-tax dollars. In exchange for the tax advantage, you are prohibited from enrolling in, canceling or making any changes in the coverage level of your medical, dental, and reimbursement account plans outside of the annual MIT open enrollment period in the Fall, unless you have an allowable change in family or employment status.

The change in the level of your coverage must be on account of and consistent with your change in family or employment status. To make a change in coverage level, an Enrollment/Change form must be received in the Benefits Office within 31 days of the event. The change will be effective on the date of the event.

The following are examples of changes in FAMILY STATUS

Marriage
Divorce or legal separation
Adoption or birth of a child
Your dependent marries, reaches the age limit for plan coverage or is no longer a full-time student
Your spouse gains or loses employment
Death of a spouse or dependent

The following are examples of changes in EMPLOYMENT STATUS

If you have questions about a change in your status, please contact us.