Change in Dependent's Eligibility

Generally, MIT's health, dental and vision plans cover your eligible tax dependents through the end of the month in which they turn age 25. If they marry or become eligible for coverage through another group plan, they would be removed from your plan(s) effective the date of marriage or the date in which they became eligible for other group health plan coverage. A disabled dependent is covered under benefit plans for the duration of his or her dependency.

Continuing medical coverage

If your dependent becomes ineligible for MIT coverage and will be without coverage, notify the MIT Benefits Office in writing within 60 days to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). The rules for COBRA are strict, so learn how it works and the steps you must take to enroll. Learn more about COBRA.

Change of eligibility under Medicaid or SCHIP

Find out your options if your dependent suddenly becomes eligible for — or loses eligibility for — Medicaid or a State Children's Health Insurance Program (SCHIP). Learn more about Medicaid and SCHIP.

The impact on your own health coverage

When your dependent is no longer eligible for MIT benefits, you may decide to change your health, dental, or vision coverage from a family plan to an individual plan, if the child was the only dependent on your plan(s).

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