You can purchase long-term care insurance for yourself and your eligible dependents — spouse/domestic partner, parents, grandparents, and in-laws — through MIT's Long-Term Care Insurance Plan. You pay the full cost of this plan.
You are eligible for MIT Long-Term Care Insurance if you are paid by MIT, are appointed to work at MIT for at least three months, and work at least 50% of the normal full-time work schedule. MORE
MIT's Long-Term Care Insurance helps pay for the cost of certain necessary diagnostic, preventive, therapeutic, rehabilitative, maintenance, or other personal care services for individuals who are unable to care for themselves. You can continue your coverage even if you leave your job at MIT.
Coverage extends to a variety of care settings outside the acute care unit of a hospital, including
The MIT Long-Term Care Insurance Plan includes patient advocacy services by registered nurses with experience in long-term care. Patient advocates work with you and your family to help you find the right care and make the most of your long-term care coverage.
Whether you are actively employed or retired, you can purchase MIT Long-Term Care Insurance for yourself and your relatives (regardless of their employment status), including
The cost of your MIT Long-Term Care Insurance depends on your age when you enroll and the amount of coverage you choose. Visit John Hancock/MIT Long-Term Care (enter user name: mit and password: jhancock) or call the John Hancock Customer Service Center at (888) 453-2030 for details on coverage costs and options.
Even when you leave your job at MIT, you can continue your long-term care coverage at the same cost as an active employee. You may also have the opportunity to increase the amount of your nursing home coverage periodically to adjust for rising costs.
All the plan provisions are subject to the terms of your collective bargaining agreement.
Enroll or request an enrollment kit at John Hancock/MIT Long-Term Care (enter user name: mit and password: jhancock) or by calling the John Hancock Customer Service Center at (888) 453-2030.
When you or any eligible member or your family enrolls after this 31-day period, you must provide a Statement of Health for the individual being covered by the application.