Long-term Care Insurance

Long-term Care Insurance

You can purchase long-term care insurance for yourself and your eligible dependents — spouse/domestic partner, parents, grandparents, in-laws, grandparents in-law and siblings — through MIT's Long-term Care Insurance Plan. You pay the full cost of this plan.

The Insurer

John Hancock, our prior provider of long-term care insurance benefits, stopped accepting new applications for coverage in 2011. MIT now contracts with Genworth Life Insurance Company (Genworth).

Genworth LTC is a voluntary, employee paid plan available to benefits eligible employees of MIT who work at least 20 hours per week. The plan is also available to family members ages 18 through 79 including:

  • spouses
  • domestic partners
  • adult children
  • parents, parents-in-law
  • grandparents, grandparents-in-law
  • siblings

Learn More

Find out more about the Long-Term Care Insurance program:

  • Read our FAQs
  • Genworth has created a special website for MIT employees. Enter the Group Name: MIT and the access Code: groupltc to apply on line.
  • You can call 800-416-3624 toll free to speak to a Genworth program expert and order an information kit that contains full details of the program as well as applications you can fill out, sign and mail.

John Hancock Plan Members

If you currently have an LTC policy with John Hancock, the Genworth contract does not affect that policy. If you have any questions, please call the John Hancock Customer Service Center at (888) 453‐2030.