Health Plan Rates

Health Plan Rates

You and MIT share the cost of your health plan.

You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions for your health plan.

The amount you pay depends on the coverage tier you select, the plan you choose, and your employment category—Faculty/Staff, Support/Service, or Postdoctoral Fellows.

Faculty and Staff - Monthly Health Plan Rates as of January 1, 2017

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield)
Employee $199 $219
Employee + Spouse (or Domestic Partner) $479 $521
Employee + Child(ren) $410 $446
Family $632 $690

Support and Service - Weekly Health Plan Rates as of January 1, 2017

Coverage Tier MIT Traditional Health Plan MIT Choice
(Blue Cross Blue Shield)
Employee $43.62 $48.23
Employee + Spouse (or Domestic Partner) $104.77 $114.46
Employee + Child(ren) $92.31 $100.62
Family $140.08 $153.46

Postdoctoral Fellows - Monthly Health Plan Rates as of January 1, 2017

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield)
Employee $663 $683
Employee + Spouse (or Domestic Partner) $1,392 $1,434
Employee + Child(ren) $1,193 $1,229
Family $1,923 $1,981

*See details and other options for Postdoctoral Fellows

Domestic Partnership: About Your Insurance and Taxes

MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. See the Domestic Partner Taxable Income and Incremental Costs publication (below).