Health Plan Rates

Health Plan Rates

You and MIT share the cost of your health plan.

You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions for your health plan.

The amount you pay depends on the coverage tier you select, the plan you choose, and your employment category—Faculty/Staff, Support/Service, or Postdoctoral Fellows.

In April 2018, all monthly paid MIT faculty, staff, graduate students and fellows will transition to a semimonthly (twice-monthly) pay schedule. See details.

Faculty and Staff - Semimonthly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice Health Plan (Blue Cross Blue Shield) MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $101.50 $111.50 $82
Employee + Spouse (or Domestic Partner) $244.50 $265.50 $203
Employee + Child(ren) $209 $227 $173.50
Family $322 $351 $265

Support and Service - Weekly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice Health Plan
(Blue Cross Blue Shield)
MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $44.54 $49.15 $35.54
Employee + Spouse (or Domestic Partner) $107.08 $116.77 $87.92
Employee + Child(ren) $94.15 $102.46 $77.77
Family $142.85 $156.23 $116.54

Postdoctoral Fellows - Semimonthly Health Plan Rates as of January 1, 2018

Coverage Tier MIT Traditional Health Plan MIT Choice (Blue Cross Blue Shield) MIT High Deductible Health Plan (Blue Cross Blue Shield)
Employee $338 $348 $318.50
Employee + Spouse (or Domestic Partner) $710 $731 $668.50
Employee + Child(ren) $608.50 $626.50 $573
Family $980 $1,009 $923

*See details and other options for Postdoctoral Fellows

Domestic Partnership: About Your Insurance and Taxes

MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. See the Domestic Partner Taxable Income and Incremental Costs publication (below).