HUMAN RESOURCES at MIT

Health Plan Eligibility

You are generally eligible for health coverage if you: (1) work at least 50% of the normal full-time work schedule in your department, laboratory or center; (2) are appointed to work at MIT for at least three months; and (3) are paid by MIT. You are also eligible if you meet the above criteria and have a visiting appointment or if you are a student in a cooperative education program working at MIT.

The following are not eligible: consultants, contractors, affiliates, teaching or research assistants, honorary lecturers, postdoctoral trainees, people paid by MITemps and members of the armed services assigned to MIT.

To view benefits for postdoctoral fellows see Postdoctoral Fellow Benefits.

If you are a member of a collective bargaining unit, all the provisions of the Plan are subject to the terms of your collective bargaining agreement.

Coverage Tiers

When you enroll, you indicate who will be covered under the plan. Regardless of your medical plan choice, you may choose from among four tiers of coverage:
  • Individual-if you only need to cover yourself
  • Employee + Spouse (or Spousal Equivalent)
  • Employee + Child(ren)-a great option for single parents or when a spouse has another source of coverage
  • Family

Notes:

  • See information on domestic partner/spousal equivalent coverage.
  • Unmarried dependent children may be covered until the end of the calendar month they turn age 25 as long as they are not eligible for coverage through another employer-sponsored medical plan.
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