EMPLOYEE BENEFITS

Health, Dental & Vision Overview

Health Plan

MIT provides eligible employees and their families several options for health plan coverage. There are no limitations for pre-existing conditions in any of MIT's health plans.

Learn more about health plans offered at MIT.

Pharmacy Benefit

The Pharmacy Benefit for the health plans administered through Blue Cross Blue Shield and Tufts is through Express Scripts, Inc. (ESI). You and your eligible family members who participate in these health plans through MIT will have prescription drug coverage through ESI. All participants receive a separate ID card from ESI (by mail), which will be required for prescription purchases. Employees enrolled in the MIT Traditional and Flexible plans do not receive a separate card for the pharmacy benefit.

Learn more about the pharmacy benefit.

Vision Plan

While vision care is covered under the health plans (e.g., check-ups and doctor's office visits), MIT also provides an optional vision plan for certain vision expenses. This optional plan covers the cost of eyeglasses or contact lenses—the "hardware" of vision care. To participate in this optional plan, you need to choose it as a separate election.

Learn more about the vision plan.

Dental Plan

You and your eligible dependents have a choice of two Delta Dental plans through MIT. Both choices offer comprehensive dental benefits, including a large network of participating dentists, low out-of-pocket costs, claims processing through participating dentists, and direct payments to the dentists.

Learn more about the dental plan.