Health Plan Rates

You and MIT share the cost of your health plan. You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions for your health plan.

The amount you pay depends on the coverage tier you select, the plan you choose, and your employment category—Faculty/Staff, Support/Service, or Postdoctoral Fellows.

Faculty/Staff—Monthly Health Plan Rates as of January 1, 2009
Coverage Tier MIT Medical Health Plans Other MIT Health Plans
  Traditional MIT Health Plan (HMO) Flexible MIT Health Plan (POS) Tufts Health Plan (EPO) BCBS Network Blue New England (HMO) BCBS Blue Care Elect (PPO)
Individual $142 $217 $187 $164 $292
Employee + Spouse / Domestic Partner* $386 $544 $481 $433 $701
Employee + Child(ren) $327 $462 $408 $367 $597
Family $448 $665 $578 $511 $883
Support/Service—Weekly Health Plan Rates as of January 1, 2009
Coverage Tier MIT Medical Health Plans Other MIT Health Plans
  Traditional MIT Health Plan (HMO) Flexible MIT Health Plan (POS) Tufts Health Plan (EPO) BCBS Network Blue New England (HMO) BCBS Blue Care Elect (PPO)
Individual $29.89 $46.87 $40.08 $34.87 $63.85
Employee + Spouse / Domestic Partner* $81.74 $117.51 $103.25 $92.38 $153.06
Employee + Child(ren) $74.04 $104.60 $92.38 $83.09 $135.17
Family $95.77 $144.91 $125.21 $110.04 $194.26
Postdoctoral Fellows—Monthly Health Plan Rates as of January 1, 2009
Coverage Tier MIT Medical Health Plans Other MIT Health Plans
  Traditional MIT Health Plan (HMO) Flexible MIT Health Plan (POS) Tufts Health Plan (EPO) BCBS Network Blue New England (HMO) BCBS Blue Care Elect (PPO)
Single $474.00 $549.00 $519.00 $496.00 $624.00
Employee + Child(ren) $853.00 $988.00 $934.00 $893.00 $1,123.00
Employee + Spouse $995.00 $1,153.00 $1,090.00 $1,042.00 $1,310.00
Family $1,375.00 $1,592.00 $1,505.00 $1,438.00 $1,810.00

*Domestic partnerships: Important info about insurance and your taxes

MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. Read more (PDF).

Back to top