You and MIT share the cost of your dental plan. You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions that contribute to your dental plan.
The amount you pay depends on your employment category, the coverage tier you select, and the plan you choose.
| Dental Plan Rates as of January 1, 2009 | ||||||
| Coverage Tier | The MIT Basic Dental Plan | The MIT Comprehensive Dental Plan | ||||
| Faculty/staff Monthly Rate | Support/Service Weekly Rate | Postdoctoral Fellow Monthly Rate | Faculty/staff Monthly Rate | Support/Service Weekly Rate | Postdoctoral Fellow Monthly Rate | |
| Individual | $5.00 | $1.13 | $26.00 | $13.00 | $2.94 | $34.00 |
| Employee + Spouse / Domestic Partner* | $16.00 | $3.62 | $52.00 | $46.00 | $10.42 | $82.00 |
| Employee + Child(ren) | $16.00 | $3.62 | $52.00 | $46.00 | $10.42 | $82.00 |
| Family | $24.00 | $5.43 | $78.00 | $69.00 | $15.62 | $123.00 |
*Domestic partnerships: Important info about insurance and your taxes
MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. Read more (PDF).