Dental Plan Rates

You and MIT share the cost of your dental plan. You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions that contribute to your dental plan.

The amount you pay depends on your employment category, the coverage tier you select, and the plan you choose.

Dental Plan Rates as of January 1, 2009
Coverage Tier The MIT Basic Dental Plan The MIT Comprehensive Dental Plan
  Faculty/staff Monthly Rate Support/Service Weekly Rate Postdoctoral Fellow Monthly Rate Faculty/staff Monthly Rate Support/Service Weekly Rate Postdoctoral Fellow Monthly Rate
Individual $5.00 $1.13 $26.00 $13.00 $2.94 $34.00
Employee + Spouse / Domestic Partner* $16.00 $3.62 $52.00 $46.00 $10.42 $82.00
Employee + Child(ren) $16.00 $3.62 $52.00 $46.00 $10.42 $82.00
Family $24.00 $5.43 $78.00 $69.00 $15.62 $123.00

*Domestic partnerships: Important info about insurance and your taxes

MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. Read more (PDF).

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